Compare USD Exchange Rates from Local Banks
See how local bank exchange rates compare with the market benchmark — with localized rates and transparent data sources.
Transparent methodology
Local bank comparison
Source attribution
Top 3 Bank Comparison
| Bank | Buy | Sell | Average | Updated |
|---|---|---|---|---|
|
JPM
Chase
|
€0.9165 | €0.9255 | €0.9210 | 35075m |
|
BOA
BofA
|
€0.9160 | €0.9250 | €0.9205 | 35075m |
|
WF
Wells Fargo
|
€0.9168 | €0.9258 | €0.9213 | 35075m |
| USDTOY Average | €0.9164 | €0.9254 | €0.9209 | 35075m |
| Mid-Market Benchmark | — | €0.9210 | 35075m | |
Rate Type: Retail · Source: Chase foreign exchange rate, Bank of America FX rate, Wells Fargo exchange rate
Mid-Market vs Local Bank Rate
Historical Rate Chart
USDTOY Average
Mid-Market
Our Methodology
USDTOY averages exchange rates from the top 3 relevant local banks in each market. This provides a locally relevant benchmark — not an official bank rate.
1
We collect published rates from the top 3 local banks
2
We calculate the average buy, sell, and midpoint rates
3
We compare against the mid-market benchmark for transparency
Frequently Asked Questions
USDTOY is a currency exchange rate comparison platform that shows realistic local bank rates averaged from the top 3 banks in each country, compared against the mid-market benchmark.
No. USDTOY displays published bank rates for comparison purposes. Actual transaction rates may differ based on amount, channel, and timing.
Rates are updated regularly throughout the business day. Each rate displays its last updated timestamp.
We include the top 3 most relevant local banks for each market. See our methodology page for details on bank selection.
Compare USD Exchange Rates from Local Banks
See how local bank exchange rates compare with the market benchmark — with localized rates and transparent data sources.
Compare Live Rates