USDTOY.com is a currency exchange rate comparison platform focused on providing realistic local bank exchange rates. We average rates from the top 3 relevant local banks in each market and compare them against mid-market benchmarks.

Our mission is transparency: every rate shows its source, rate type, and last updated timestamp.

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We collect published rates from the top 3 local banks

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We calculate the average buy, sell, and midpoint rates

3

We compare against the mid-market benchmark for transparency