Frequently Asked Questions

What is USDTOY?

USDTOY is a currency exchange rate comparison platform that shows realistic local bank rates averaged from the top 3 banks in each country, compared against the mid-market benchmark.

Are these official bank rates?

No. USDTOY displays published bank rates for comparison purposes. Actual transaction rates may differ based on amount, channel, and timing.

How often are rates updated?

Rates are updated regularly throughout the business day. Each rate displays its last updated timestamp.

Which banks are included?

We include the top 3 most relevant local banks for each market. See our methodology page for details on bank selection.